Students Pocket Money

Promoting Financial Literacy amongst the students community

About us

Shri Prakash Praharaj, Founder

He has a passion for excellence. He has been awarded two gold medals for securing top positions both in Graduation and Post Graduation in Commerce. He is an MBA with specialization in Finance and marketing. He has been awarded Diploma in Treasury, Investment and Risk Management besides CAIIB from the Indian Institute of Bankers. He is a CERTIFIED FINANCIAL PLANNER CM from the Financial Planning standards Board, India (FPSB), affiliated to FPSB, Denver, USA and  a Certified Personal Financial Adviser from NISM. He is also a SEBI registered Investment Adviser.

Shri Praharaj started his career with Reserve Bank of India and then joined General Insurance industry as an Asst Admin Officer. After three years, he joined State Bank of India as a Probationary Officer in the year 1983 and got wide exposures in various areas of banking for 22 years with last assignment in the Treasury Department at Corporate centre. Thereafter he joined Life Insurance industry in the year 2006 as Chief Risk Officer in a leading private sector Life Insurance Company. With the all round experience in all major financial services i.e. General insurance, Banking ,Investments and Life Insurance, he decided to make available his expertise by providing independent advice. The founder is committed to spread financial literacy amongst the students and guide clients to achieve their financial goals.

Shri Praharaj is a leading columnist on Financial Planning and Insurance in The Financial Express. He has also taught MBA students Financial Planning at ITM,Vashi and Security Analysis & Portfolio Management at IIBM, Sanpada, Navi Mumbai.Currently he teaches Finance to MBA students of IBSAR as Adjunct Professor in Finance.

He is also a volunteer of Swami Vivekananda Kendra, Navi Mumbai and coordinator of CBD Belapur.


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 Mrs Sanjukta Praharaj

She is a postgraduate in chemistry and had an excellent academic record in schools and colleges. She has worked as a Lecturer in Chemistry for a short period before taking responsibility of mother hood which she has discharged very successfully. She has been teaching Mathematics and Science to VII,IX and Xth class students for the last 4 years.

Miss Sonali Praharaj

She is an architect by profession and provides IT support in the activities of Students Pocket Money.